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The Greek pension system of self - OAEE

The OAEE (Organismos Asfalisis Elevtheron Epangelmation) emerged in its present form from a merger in 1999 by three insurance carriers for self-employed (TEBE - Professionals for self and TAE - Retailers & TSA - for professional drivers).

to 08/01/2008, further, until then an independent insurance carrier (TANPI - Marine Marine agents and employees, TAPEAPI - for racecourse staff & TPX - for Owner and restaurant owners) involved in the OAEE. This is the OAEE now after the IKA's second largest insurance carriers in Greece.

The contribution will be in staggered classes of insurance. For insured before 1.1.1993, the contribution will be submitted only by the insured person. For the insured, the state increased from 1/1/1993 to the contributions by 1 / 3.

Due to certain transitional arrangements after the first merger still subject to very different conditions and rules for the pension and the pension calculation.


The OAEE pays benefits:

• disability (disability),
• age,
• survivors,
• accidents, illness &
• motherhood.

For pensions, formerly insured is between (before 01.01.1993) and new customers seeking (as of 01/01/1993) distinction.

disability pension for the formerly insured

claim exists if:
-> due to incapacity of work six months could not be exercised and
- in the opinion> the incapacity of at least 67%.

addition, at least a minimum period of insurance are met:
-> insurance period of 5 years, 2 of them in the last 5 years prior to becoming disabled, or
-> an insurance period of 15 years prior to becoming disabled, or
-> 1 / 2 of that period of insurance during an accident, or
-> an insurance period of one year in a work accident.

disability pension for new customers seeking

following requirements for a disability pension would be met:

• at least one year of insurance at the onset of disability until the age of 21 Birthday. Subsequent increases the minimum period for 5 months per year to up to 5 years to 34 Birthday or
• an insurance period of 5 years, of which two years must have in the past five years prior to the disability, or
• an insurance period of 15 years, or
• half of that period of insurance in an accident.
• In an accident caused by a disability have no particular waiting time can be proven. can

Depending on the severity of the disability or incapacity ...
... a pension because of severe disability at 80% reduction
... a pension for total disability at 67% reduction
... a pension for partial disability at 50% reduction
be paid.


Please be sure that the Greek disability rating is not comparable to the German degree of disability. Also they do not meet the medical requirements for a German pension for disability.


disability pensions are paid only temporary and can be renewed. Under special conditions, a time pension is converted into a permanent retirement. A further grant application should still within the last two months of the period are made, or within six months from the time pension, otherwise could be a break in the payment of rent.

age pensions for

formerly insured under the following conditions is entitled to a retirement pension:

• 65th Age 15 + years of insurance
• 65th Years + 11.5 years of insurance only in the 60th OAEE
• Age + 35 years of insurance
• age at 37 years of insurance independent only in the OAEE
• age at 15 years of insurance Independent & disability to 67% in special Independent of age, disease
• at 25 years of insurance for mothers and fathers with disabled children (at least 67%) and women with severely disabled spouses (80%) if the marriage lasts at least ten years.

additional retirement benefits for new customers seeking

under the following conditions is enhanced pension:

• 60th Age at 15 years of insurance and insurance 2.5 years during the last five years prior to application *
• 51st Age at 20 years of insurance for mothers with two minors or those unable Children *
• 56th Age for mothers with three children
• 53rd Age for mothers with four children
• 50th Age for mothers with five children

* with each cut of 0.375% (1 / 267) per month of early retirement.

The age limit for a retirement pension at 20 years of coverage for mothers of minor children or those unable to be a year from 2010 to 2013 by one year until the age of 55th Age increased. From 2013 the age limit be raised from other pensions.

formerly insured for survivors' pension

following groups of people may also be entitled to survivor's pension:

• spouse,
• unmarried children,
• grandchildren and step-children, if the deceased whose maintenance played mainly, and they are orphans,
• the parents of the deceased, unless they were supported mainly by the deceased and is exhausted, the amount of pension not yet covered by any pension to the widow or widower and orphans, &
• the divorced spouse.

The surviving spouse is only entitled, if the marriage was already in place for at least six months, death occurred by accident, or one or more children together to care for. If the deceased has already drawn a pension, the marriage has lasted at least 24 months.

children receive an orphan's pension until the age of 18 years of age. In a study at home or abroad, the pension until the age of 24 Year of life are paid.

The time requirement for a survivor's pension have also found that the deceased:

• was insured for at least 5 years, and two in the last five years before his death, or
• a minimum period of 15 years, or
• half of the minimum period if the death was accidental.
• If death occurs in an occupational accident is not to serve a minimum period of insurance.

Hinterblienenrente for new customers seeking

grandchildren, stepchildren and parents in comparison to old policyholders are not entitled to survivor's pension. The remaining group of people can receive survivor's pension under the same conditions as a disability pension for new customers seeking.

widows or widowers, 50%, 25% of each orphan notional pension for the deceased would have been entitled. The sum of the notional retirement pensions must not exceed, at the same time, however, not be less than 80% of it.

widows' pensions are initially limited to three years. The survivor's pension may continue to be paid in the connection, if the widow or widower:

• On the death of the deceased insured a degree of disability of 67% had, or
• not working now, yet receive another pension. For employment or pension, the pension is paid only 50%.

By the age of 65 Year of life, a reduced pension in full, but at least relative amount of 70%.